PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, BOPO, DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS
Abstrak
The study aims to determine the effect of Capital Adequacy Ratio, Non Performing Loans, BOPO, and Loan to Deposit Ratio on Profitability. The study used a causal associative approach conducted at the National Private Commercial Banks on the Indonesia Stock Exchange for the period 2015-2017. The number of samples used is 32 National Private Commercial Banks on the Indonesia Stock Exchange. The method of collecting data in research uses the method of non-participant observation. The analysis technique used is multiple linear regression which is processed by the SPSS program with a sampling technique of purposive sampling method. Based on the analysis that has been done, the results show that CAR has no significant positive effect on profitability. LDR has a positive and significant effect on profitability. NPL and BOPO have a significant negative effect on profitability.
Keywords: CAR, NPL, BOPO, LDR, profitability