PERSEPSI PETANI BALI TERHADAP KUT YANG DISEMPURNAKAN

Abstract

There are many problems on farm credit distribution, such as: absorption
level is low, credit arrears, and undicipline of personels. In anticipation, the
scheme of the credit has been revised, to involve: credit interest, credit plafonds,
bank as a channeling agent, village cooperative unit as an executing agent, and
the participation of NGOs.
The aim of this research was to identify the perception of farmers about
the farm credit that has been revised. Porposive sampling method was used to
determine the location and samples. Survey method was employed in the data
collection, and data analysis used description method.
The perception of the farmers was that: credit conditions are accepted, the
credit interest is low, plafonds of the credit is enough to cost the farming, and
credit realization is late. Based on these results, it is suggested that the credit
personels increase their performance so that credit distribution will be
successful.