PENGARUH CAR, NPL, DAN CR PADA PROFITABILITAS BPR SE- KABUPATEN GIANYAR

  • Luh Putu Fiadevi Wulandari Universitas Udayana
  • Luh Komang Sudjarni Universitas Udayana

Abstract

ABSTRACT

Profitability is a financial ratio to determine the ability of banks to use its assets to make a profit. There are several variables that mepengaruhi profitability of a bank, among others, capital adequacy ratio (CAR), non-performing loans (NPL) and cash ratio (CR). This study aimed to determine the effect of capital adequacy ratio, non-performing loans and the cash ratio on profitability in rural banks (BPR) in Gianyar regency period 2008-2012. Engineering samples are used census. Multiple linear regression analysis of panel data is used as a data analysis technique. The conclusion from the testing shows the independent variable, capital adequacy ratio and the cash ratio has no effect on profitability, while the non-performing loan has a negative and significant impact on profitability.

Keywords: profitability, capital adequacy ratio, non-performing loans, and cash ratio.

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Published
2014-01-06
How to Cite
WULANDARI, Luh Putu Fiadevi; SUDJARNI, Luh Komang. PENGARUH CAR, NPL, DAN CR PADA PROFITABILITAS BPR SE- KABUPATEN GIANYAR. E-Jurnal Manajemen, [S.l.], v. 3, n. 1, jan. 2014. ISSN 2302-8912. Available at: <https://ojs.unud.ac.id/index.php/manajemen/article/view/6535>. Date accessed: 26 apr. 2024.
Section
Articles