PENENTUAN CADANGAN PREMI DENGAN METODE PREMIUM SUFFICIENCY PADA ASURANSI JIWA SEUMUR HIDUP JOINT LIFE

  • NI PUTU MIRAH PERMATASARI Faculty of Mathematics and Natural Sciences, Udayana University
  • I NYOMAN WIDANA Faculty of Mathematics and Natural Sciences, Udayana University
  • KARTIKA SARI Faculty of Mathematics and Natural Sciences, Udayana University

Abstract

The aim of this research was to get the formula of premium reserves through the premium sufficiency method. Premium reserve is the amount of fund that is collected by the insurance company in preparation for the claim’s payment. Premium sufficiency method is gross premium calculation. To construct that formula, this research used Tabel Mortalitas Indonesia (TMI) 2011, interest rate 2.5% and cost of alpha %. Based on simulation result in men premium reserve value of age 1 of 56 years propotional with insured periods, but after56 years enhancement of premium reserve value.

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Author Biographies

NI PUTU MIRAH PERMATASARI, Faculty of Mathematics and Natural Sciences, Udayana University
Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University
I NYOMAN WIDANA, Faculty of Mathematics and Natural Sciences, Udayana University
Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University
KARTIKA SARI, Faculty of Mathematics and Natural Sciences, Udayana University
Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University
Published
2016-08-30
How to Cite
PERMATASARI, NI PUTU MIRAH; WIDANA, I NYOMAN; SARI, KARTIKA. PENENTUAN CADANGAN PREMI DENGAN METODE PREMIUM SUFFICIENCY PADA ASURANSI JIWA SEUMUR HIDUP JOINT LIFE. E-Jurnal Matematika, [S.l.], v. 5, n. 3, p. 98-102, aug. 2016. ISSN 2303-1751. Available at: <https://ojs.unud.ac.id/index.php/mtk/article/view/23385>. Date accessed: 28 oct. 2020. doi: https://doi.org/10.24843/MTK.2016.v05.i03.p127.
Section
Articles

Keywords

Joint Life Insurance; Premium Reserve; Premium Sufficiency

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