PENENTUAN CADANGAN PREMI UNTUK ASURANSI PENDIDIKAN

  • MADE PUTRI ARIASIH Faculty of Mathematics and Natural Sciences, Udayana University
  • KETUT JAYANEGARA Faculty of Mathematics and Natural Sciences, Udayana University
  • I NYOMAN WIDANA Faculty of Mathematics and Natural Sciences, Udayana University
  • I PUTU EKA N. KENCANA Faculty of Mathematics and Natural Sciences, Udayana University

Abstract

This aims of this research is determine the insurance premium reserve for education with retrospective calculations and determine the premium reserves who acquired during the period of guarantee for insurance education. This research  observes the premium reserve for persons aged 40 years with a coverage period of 17 years. The secondary data used is an education insurance data product  from the insurance company that issued the insurance product. Premium reserve is determined by using the retrospective calculation, the calculation using the annuity value, net single premium value, net annual premiums, the value of net monthly premium, CSO 1980 mortality and fixed interest rate at 9%. Retrospective calculations produce a faster value backup  and sequentially in each year. The results showed that the premium reserve with retrospective calculation should be close up to the cash price owned by insurance company and must be the same at the end of the insurance period is Rp 7.000.000,00.

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Author Biographies

MADE PUTRI ARIASIH, Faculty of Mathematics and Natural Sciences, Udayana University

Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University

KETUT JAYANEGARA, Faculty of Mathematics and Natural Sciences, Udayana University

Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University

I NYOMAN WIDANA, Faculty of Mathematics and Natural Sciences, Udayana University
Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University
I PUTU EKA N. KENCANA, Faculty of Mathematics and Natural Sciences, Udayana University
Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University
Published
2015-01-30
How to Cite
ARIASIH, MADE PUTRI et al. PENENTUAN CADANGAN PREMI UNTUK ASURANSI PENDIDIKAN. E-Jurnal Matematika, [S.l.], v. 4, n. 1, p. 14 - 19, jan. 2015. ISSN 2303-1751. Available at: <https://ojs.unud.ac.id/index.php/mtk/article/view/12284>. Date accessed: 17 oct. 2021. doi: https://doi.org/10.24843/MTK.2015.v04.i01.p082.
Section
Articles

Keywords

education insurance; the premium reserve; a retrospective

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