PEMBAYARAN KLAIM OLEH PERUSAHAAN AJB BUMIPUTERA 1912 DALAM HAL TERJADINYA WANPRESTASI OLEH TERTANGGUNG PADA PROGRAM MITRA BEASISWA

Abstract

This paper has the title " Payment of claims by the Perusahaan AJB Bumiputera 1912 in the case of a default by the insured in the partner program scholarship plan " . The research method used in this paper is the Juridical Empirical , namely a state research gap das solen ( theory ) and das sein ( practice or reality ) that the gap between the theoretical state of the legal facts . In this paper , the issue raised is why the Perusahaan AJB Bumiputera 1912 pleaded no cancellation insurance agreement to the judge in the case of a default by the insured and how the payment of claims against the insured who are in default . The conclusion is AJB Bumiputera 1912 the Company did not plead to the judge because the cancellation is costing , time as well as a great power , so its cancellation can be done by both parties only and on payment of a claim , the policy will only be made if the insured already has a cash value .