Faktor-Faktor yang Mempengaruhi Penyaluran Kredit BPR di Provinsi Bali

  • Gede Agus Dian Maha Yoga Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Udayana
  • Ni Nyoman Yuliarmi Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Udayana

Abstract

In the economic development of Rural Banks as financial institutions that is one source of financing for micro small and medium enterprises in extending credit is influenced by internal and external factors. The purpose of this study was to determine the effect of simultaneous or partial between Third Party Funds (TPF), Gross Regional Domestic Product (GRDP), Interest Rate (IR), and Non Performing Loan (NPL) to Rural Banks lending in the fourth quarter of Bali Province years 2000-2011, the analysis technique used in this study is multiple linear regression. Based on test results, simultaneously TDF, GRDP, IR, NPL significant effect on Rural Banks lending in the fourth quarter of Bali Province from 2000 to 2011. Partially TPF significant positive effect and GRDP had no significant effect, while IR variable significant negative effect and NPL no significant effect on Rural Banks lending in the fourth quarter of Bali Province 2000 – 2011.

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Published
2013-06-07
How to Cite
MAHA YOGA, Gede Agus Dian; YULIARMI, Ni Nyoman. Faktor-Faktor yang Mempengaruhi Penyaluran Kredit BPR di Provinsi Bali. E-Jurnal Ekonomi Pembangunan Universitas Udayana, [S.l.], june 2013. ISSN 2303-0178. Available at: <https://ojs.unud.ac.id/index.php/eep/article/view/5451>. Date accessed: 29 sep. 2022.

Keywords

Dana Pihak Ketiga (DPK) ; Produk Domestik Regional Bruto (PDRB) ; Suku Bunga Kredit (SBK) ; Non Performing Loan (NPL); Penyaluran Kredit