PENGARUH PROFITABILITAS, PERMODALAN, RISIKO KREDIT TERHADAP LIKUIDITAS INDUSTRI PERBANKAN DI BURSA EFEK INDONESIA TAHUN 2017-2019

  • Ni Wayan Uri Rahayu Melastiani Fakultas Ekonomi dan Bisnis, Universitas Udayana, Bali, Indonesia
  • I Made Surya Negara Sudirman Fakultas Ekonomi dan Bisnis, Universitas Udayana, Bali, Indonesia

Abstract

This study aims to obtain empirical evidence regarding the effect of profitability, capital, credit risk on the liquidity of the banking industry on the Indonesia Stock Exchange in 2017-2019. The sampling technique in this study uses purposive sampling with the criteria that commercial banks are listed on the Indonesia Stock Exchange for the 2017-2019 period and have positive profitability during the 2017-2019 period. There are 34 commercial banks that meet the criteria to be used as samples in this study. The analytical technique used in this research is multiple linear regression analysis. The results of the analysis and discussion in this study found that profitability has a significant positive effect on liquidity, capital has a significant positive effect on liquidity, and credit risk has a negative effect on liquidity. Good bank liquidity can increase customer confidence in banking and bank operations is very important for a bank to have liquidity. Bank liquidity must be considered because if there is a liquidity failure in an institution it can cause instability in the banking system and economic disruption and the emergence of liquidity.

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Published
2022-08-23
How to Cite
MELASTIANI, Ni Wayan Uri Rahayu; SUDIRMAN, I Made Surya Negara. PENGARUH PROFITABILITAS, PERMODALAN, RISIKO KREDIT TERHADAP LIKUIDITAS INDUSTRI PERBANKAN DI BURSA EFEK INDONESIA TAHUN 2017-2019. Buletin Studi Ekonomi, [S.l.], p. 210-222, aug. 2022. ISSN 2580-5312. Available at: <https://ojs.unud.ac.id/index.php/bse/article/view/86068>. Date accessed: 29 sep. 2022. doi: https://doi.org/10.24843/BSE.2022.v27.i02.p05.
Section
Articles