STATUS DAN KEDUDUKAN LEMBAGA PERKREDITAN DESA (LPD) TERKAIT PENGIKATAN JAMINAN DENGAN BERLAKUNYA UNDANG-UNDANG NOMOR 1 TAHUN 2013 TENTANG LEMBAGA KEUANGAN MIKRO

English

Abstract

Lembaga Perkredi tan Desa (LPD) i s a f inancial inst i tut ion owned by desa
pakraman which has special characteri st ics. The said special charac teri st ic,
speci f ical ly located on the obl igat ions of LPD to desa pakraman which has a
physical nature/ sekala and al so a non -physical nature/ni skala. These caused our
cent ral government to grant exclusion on the exi stence of LPD i t sel f in Law No. 1
Year 2013 regarding Micro Financial Inst i tut ion.
The type of thi s research i s an appl ied normat ive legal research by t racing
document s as primary legal material s. Thi s research used statue and conceptual
approaches.
LPD i s only exi st in Bal i , therefore, LPD i s o nly become a legal subject to Adat
Law in Bal i . The said exclusion has rai sed a confusion since al l thi s t ime the legal
status and standing of LPD in every regulat ion i s considered equal to a regular
Financial Inst i tut ion. Therefore, in order to legal ly bi nd a guarantee in a credi t
t ransact ion i t must always refer to the legi slat ion in accordance wi th our posi t ive
law.