MEMODELKAN PENYALURAN KREDIT DENGAN REGRESI LINIER BERGANDA

NI WAYAN ASRI PRADNYANI; I GUSTI AYU MADE SRINADI; I NYOMAN WIDANA

doi:10.24843/MTK.2022.v11.i01.p354

MEMODELKAN PENYALURAN KREDIT DENGAN REGRESI LINIER BERGANDA

NI WAYAN ASRI PRADNYANI Universitas Udayana
I GUSTI AYU MADE SRINADI Universitas Udayana http://orcid.org/0000-0003-1309-044X
I NYOMAN WIDANA Universitas Udayana

DOI: https://doi.org/10.24843/MTK.2022.v11.i01.p354

Abstract

Credit is one of the movements carried out in economic growth. This study aims to determine the effect of third party funds, return on assets, interest rates and inflation on lending. The research was conducted at the Bedha Village Credit Institution (LPD) in the 1993-2020 period. The data used is quantitative data. The data analysis technique used is multiple linear regression with the ordinary least square (OLS) method. The results of the study are that third party funds have a positive effect on credit loans, while interest rates have a negative effect on credit loans, return on assets and inflation have no significant effect on credit loans.

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Author Biographies

NI WAYAN ASRI PRADNYANI, Universitas Udayana

¹Program Studi Matematika, Fakultas MIPA-Universitas Udayana

I GUSTI AYU MADE SRINADI, Universitas Udayana

Program Studi Matematika, Fakultas MIPA-Universitas Udayana

I NYOMAN WIDANA, Universitas Udayana

Program Studi Matematika, Fakultas MIPA-Universitas Udayana

Published

2022-01-31

How to Cite

PRADNYANI, NI WAYAN ASRI; SRINADI, I GUSTI AYU MADE; WIDANA, I NYOMAN. MEMODELKAN PENYALURAN KREDIT DENGAN REGRESI LINIER BERGANDA. E-Jurnal Matematika, [S.l.], v. 11, n. 1, p. 12-15, jan. 2022. ISSN 2303-1751. Available at: <https://ojs.unud.ac.id/index.php/mtk/article/view/83411>. Date accessed: 04 nov. 2024. doi: https://doi.org/10.24843/MTK.2022.v11.i01.p354.

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