PERHITUNGAN PREMI ASURANSI MENGGUNAKAN SELECT DAN NON-SELECT TABLE PADA ASURANSI JOINT LIFE

  • NI LUH PUTU SRI WAHYUNI Universitas Udayana
  • I NYOMAN WIDANA Universitas Udayana
  • KARTIKA SARI Universitas Udayana

Abstract

One of the basics in calculating insurance premiums is life table.  There are two types of life tables, namely select and non select table.  The purpose of the study was to calculate premiums using a select table with a two-year select period and a non-select table in term joint life insurance for 10-term insurance and endowment insurance. The select tables used are select life table with a two-year select period and non- select life table model. The result obtained is that the premium value in term joint life insurance for 10-term insurance and endowment insurance  calculated using the select table model is smaller than using the non- select table.  Beside that, it is obtained  that the difference gets bigger as the couple gets older.

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Author Biographies

NI LUH PUTU SRI WAHYUNI, Universitas Udayana

Program Studi Matematika, Fakultas MIPA – Universitas Udayana

I NYOMAN WIDANA, Universitas Udayana

Program Studi Matematika, Fakultas MIPA – Universitas Udayana

KARTIKA SARI, Universitas Udayana

Program Studi Matematika, Fakultas MIPA – Universitas Udayana

Published
2024-01-31
How to Cite
WAHYUNI, NI LUH PUTU SRI; WIDANA, I NYOMAN; SARI, KARTIKA. PERHITUNGAN PREMI ASURANSI MENGGUNAKAN SELECT DAN NON-SELECT TABLE PADA ASURANSI JOINT LIFE. E-Jurnal Matematika, [S.l.], v. 13, n. 1, p. 1-5, jan. 2024. ISSN 2303-1751. Available at: <https://ojs.unud.ac.id/index.php/mtk/article/view/106531>. Date accessed: 05 nov. 2024. doi: https://doi.org/10.24843/MTK.2024.v13.i01.p434.
Section
Articles

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