PERBANDINGAN PROFIT TESTING MODEL DETERMINISTIK DAN STOKASTIK PADA ASURANSI UNIT LINK

VALERIA TRISNA YUNITA; I NYOMAN WIDANA; LUH PUTU IDA HARINI

doi:10.24843/MTK.2018.v07.i02.p203

PERBANDINGAN PROFIT TESTING MODEL DETERMINISTIK DAN STOKASTIK PADA ASURANSI UNIT LINK

VALERIA TRISNA YUNITA Udayana University
I NYOMAN WIDANA Udayana University
LUH PUTU IDA HARINI Udayana University http://orcid.org/0000-0003-4439-2643

DOI: https://doi.org/10.24843/MTK.2018.v07.i02.p203

Abstract

Profit testing is a method to find out the potential loss or gain of unit link life insurance product. Unit-link life insurance is a combination of life insurance and investment. The aim of this research was to determine the potential benefits or losses of unit-linked life insurance products using a deterministic model and stochastic model. The calculation result using these model for a policy issued to a life aged 35, 45, and 55 and the benefit is paid till age 99 showed that the profit which insurer can claim only for insurance issued to a life age 25 years old.

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Author Biographies

VALERIA TRISNA YUNITA, Udayana University

Program Studi Matematika, Fakultas MIPA – Universitas Udayana

I NYOMAN WIDANA, Udayana University

Program Studi Matematika, Fakultas MIPA – Universitas Udayana

LUH PUTU IDA HARINI, Udayana University

Program Studi Matematika, Fakultas MIPA – Universitas Udayana

Published

2018-05-29

How to Cite

YUNITA, VALERIA TRISNA; WIDANA, I NYOMAN; HARINI, LUH PUTU IDA. PERBANDINGAN PROFIT TESTING MODEL DETERMINISTIK DAN STOKASTIK PADA ASURANSI UNIT LINK. E-Jurnal Matematika, [S.l.], v. 7, n. 2, p. 194-202, may 2018. ISSN 2303-1751. Available at: <https://ojs.unud.ac.id/index.php/mtk/article/view/39898>. Date accessed: 24 apr. 2024. doi: https://doi.org/10.24843/MTK.2018.v07.i02.p203.

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