YUSTISIA UTAMI, Putu Devi; 						YUSTIAWAN, Dewa Gede Pradnya.
 Non Performing Loan sebagai Dampak Pandemi Covid- 19: Tinjauan Force Majeure Dalam Perjanjian Kredit Perbankan.
<strong>Kertha Patrika</strong>, [S.l.], v. 43, n. 3, p. 324-342, dec. 2021.
ISSN 2579-9487.
Available at: &lt;<a href="https://ojs.unud.ac.id/index.php/kerthapatrika/article/view/78116" target="_new">https://ojs.unud.ac.id/index.php/kerthapatrika/article/view/78116</a>&gt;. Date accessed: 23 feb. 2025.
doi: <a href="https://doi.org/10.24843/KP.2021.v43.i03.p07">https://doi.org/10.24843/KP.2021.v43.i03.p07</a>.