Bank Risk Profile and Credit Growth in Indonesia

  • Etty Gurendrawati Faculty of Economics, Universitas Negeri Jakarta, Indonesia
  • Hera Khairunnisa Faculty of Economics, Universitas Negeri Jakarta, Indonesia
  • I Gusti Ketut Agung Ulupui Faculty of Economics, Universitas Negeri Jakarta, Indonesia
  • Trisni Suryarini Faculty of Economics, Universitas Negeri Semarang, Indonesia
  • Adam Zakaria Faculty of Economics, Universitas Negeri Jakarta, Indonesia

Abstract

Banks are one of the important industries in a country, whose importance is evidenced by the management of bank risks. The purpose of this research is to investigate the effect or impact of the risk profile disclosure on banking credit growth in Indonesia for the years 2016, 2017, and 2018. Commercial banks in Indonesia, which provide information related to a complete risk profile in the annual report from 2016 to 2018, were selected as the sample. The risk profile variable is an independent variable consisting of credit risk, market risk, and liquidity risk. Panel data regression with E-Views 8 was used for data processing. The results of the study prove that disclosure of credit risk, market risk, and liquidity have significant influences to the banking credit growth in Indonesia.


Keywords:   risk profile, credit growth, credit risk, market risk, liquidity risk

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Published
2021-01-05
How to Cite
GURENDRAWATI, Etty et al. Bank Risk Profile and Credit Growth in Indonesia. Jurnal Ilmiah Akuntansi dan Bisnis, [S.l.], v. 16, n. 1, p. 84-95, jan. 2021. ISSN 2303-1018. Available at: <https://ojs.unud.ac.id/index.php/jiab/article/view/65815>. Date accessed: 02 mar. 2021. doi: https://doi.org/10.24843/JIAB.2021.v16.i01.p06.
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Articles