Pengaruh Jumlah Simpanan dan Jumlah Pinjaman terhadap Sisa Hasil Usaha pada Koperasi Unit Desa Mambal, Kecamatan Abiansemal, Kabupaten Badung

Abstract

The Effect of the Amount of Deposits and Lending Credit on Profits of Village
Unit Cooperatives of Mambal, Sub-District of Abiansemal, Badung Regency

Cooperatives are legal entities established by individuals or cooperative legal entities,
with the separation of the wealth of their members as capital to run a business to meet
common needs. One of the forms of cooperative development is the village unit
cooperative. Factors that influence the existence of cooperatives in the midst of the
global economy are the amount of net income they have. The Mambal Village Unit
Cooperative has carried out several businesses in order to obtain maximum profits.
Efforts are made, namely by carrying out activities to raise funds, both from members
and from the public in the form of deposits and credits. This study aims to determine the
effect of the total of deposits and amount of credits on the profits. This research was
conducted at the Mambal Village Cooperative Unit, Abiansemal Sub-District, Badung
Regency. This study uses multiple linear regression analysis. The results of the study
showed that simultaneously the amount of deposits and the amount of credits had a
positive and significant effect on the profits of the Mambal Village Unit Cooperative.
Partially the amount of deposits has a positive and significant effect on the profits at the
Mambal Village Cooperative Unit, while the amount of credits has a positive and not
significant effect on the profits of the Mambal Village Unit Cooperative.