Willingness To Pay Petani terhadap Pelaksanaan Asuransi Usaha Tani Padi (AUTP) (Studi Kasus Subak Cepik Desa Tajen Kecamatan Penebel Kabupaten Tabanan)

Abstract

Farmer’s Willingness to Pay to the Implementation of Rice Farming Insurance
(Case Study of Subak Cepik Tajen Village, District of Penebel Tabanan Regency)

Asuransi Usaha Tani Padi (AUTP) is one of program by Indonesia Government to
protect the farmers if there is a risk happen and causes the farmer loss their results
during paddy farming. Subak Cepik is one of subak join AUTP since 2015 and having
the most claims in Bali Province. The purpose of this research is to find out about
willingness to pay by the farmers or we can understanding it as farmer’s ability to pay
premiums AUTP and to know the constraints that occurs in the implementation of
AUTP for the Subak Cepik farmers and PT Jasindo. This research is using descriptive
quantitative and descriptive qualitative method and used 40 sample of farmers. The
data analyzed using Contingent Valuation Method (CVM). The result of this research
shows that farmer’s willingness to pay is Rp 30,853/ha/planting season. The amount is
smaller than the current premium of Rp 36,000/ha/planting season.. Besides, this
research also shows obstacles in the implementation of AUTP for farmers that is from
the process of socialization AUTP, premium payment process and claims fund that is
still lack for farming needs and constraints from the PT Jasindo including the process
of socialization and registration process of AUTP participants. Subak Cepik farmers
still want government subsidies and want to improve the service of AUTP. Result from
this research suggest there is a need to synergize PT Jasindo and the farmers need for
synergy. Then, the government also expected to set the AUTP premium in accordance
with the capability of farmers.