Efektivitas Pemanfaatan Dana Klaim Asuransi Usahatani Padi (AUTP) di Subak Sengempel, Desa Bongkasa, Kecamatan Abiansemal Kabupaten Badung

Abstract

Effectiveness Of Utilization Of The Rice Crop Insurance (AUTP) Claims Fund at
Subak Sengempel, Bongkasa Village, Abiansemal District Badung Regency

AUTP was launched by the government as an effort to protect farmers from crop failure
by providing claims that can be used as capital for the next season. This research aims
to determine the response of farmers and the effectiveness of AUTP claims fund
utilization. The research was done purposively in Subak Sengempel, Bongkasa Village,
Abiansemal Sub-district of Badung Regency. Samples were 62 farmers who received
claims fund. Data were collected through interviews, observation and documentation.
Data analysis is descriptive qualitative and quantitative. The results shows that farmers
respond positively to the AUTP program in terms of knowledge and attitude. The
average knowledge of farmers reached 80% of the total expected knowledge about
AUTP and the farmer's attitude were agreed with the average score is 4.10. Furthermore,
by type of fund usage is effective category which is 90.32% of farmers use as a capital
for rice cultivation for the next planting season. The utilization of AUTP claims funds
viewed from the claims capability is effective to cover 110.31% cost of farming
production per 0.25 ha up to planting and maintenance stages. In this research can be
suggested the AUTP program needs to be continued and coordination between the
parties involved should be maintained.