RISIKO PERBANKAN DAN PROFITABILITAS
Abstract
This research aims to get empirical evidence about influence
of credit risk, operational risk, and liquidity risk on profitability. This research adopts goal setting theory
and risk and return theory. Empirical studies conducted as banking company listed on Indonesia Stock
Exchange on period 2011-2015 with 112 company years as a sample was that obtained using purposive
sampling technique. In this reseacrch has using secondary data obtained from the official website of the
Indonesia Stock Exchange. The analysis technique used in this study is the technique of regression
analysis support with tools statistical applications product and service solutions version 16. The results
showed that (1) NPL have a negative effect on profitability, (2) BOPO have a negative effect on profitability,
(3) LDR have a positive effect on profitability.