PENILAIAN TINGKAT KESEHATAN BANK METODE RGEC PADA PT. BANK TABUNGAN NEGARA (PERSERO), TBK. PERIODE 2014-2016

Abstrak

The thing that must be maintained by the banking is the customer's trust. The way to maintain the level of public confidence is to assess the health of the bank. Bank Indonesia Regulation Number 13/1 / PBI / 2011 is a Bank Indonesia regulation concerning Bank Rating. This assessment aims to assess the health of the Bank Tabungan Negara with RGEC method of Risk Profile, Good Corporate Governance, Earning, Capital period 2014-2016. This research design uses descriptive descriptive in the form of quantitative. Risk profile measured by NPL and LDR, good corporate governance measured by self assessment company, earnings researched with ROA and NIM and capital using CAR ratio. The research that has been done shows the Bank Tabungan Negara in the period 2014 get predicate Healthy Enough and in the period 2015-2016 increased by obtaining the predicate Healthy. This reflects Bank Tabungan Negara can improve and maintain the soundness of banks.

Keywords : bank health level, good corporate governance, risk profile, capital, earning.