ANGGRENINGSIH, Kade Devi; 						NEGARA, Made Surya.
 PENGARUH NPL, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL, LOAN TO DEPOSIT RATIO, DAN CAR TERHADAP ROA.
<strong>E-Jurnal Manajemen</strong>, [S.l.], v. 10, n. 4, p. 313 - 332, apr. 2021.
ISSN 2302-8912. Tersedia pada: &lt;<a href="https://ojs.unud.ac.id/index.php/manajemen/article/view/68869" target="_new">https://ojs.unud.ac.id/index.php/manajemen/article/view/68869</a>&gt;. Tanggal Akses: 15 oct. 2025
doi: <a href="https://doi.org/10.24843/EJMUNUD.2021.v10.i04.p01">https://doi.org/10.24843/EJMUNUD.2021.v10.i04.p01</a>.