DEWI, Ni Made Puspa; 						AKSARI, Ni Made Asti.
 PENGARUH GAYA HIDUP, PERCEIVED BENEFIT, DAN PERCEIVED RISK TERHADAP NIAT MENGGUNAKAN KARTU KREDIT  DI INDONESIA.
<strong>E-Jurnal Manajemen</strong>, [S.l.], v. 8, n. 11, p. 6598 - 6617, nov. 2019.
ISSN 2302-8912.
Available at: &lt;<a href="https://ojs.unud.ac.id/index.php/manajemen/article/view/48181" target="_new">https://ojs.unud.ac.id/index.php/manajemen/article/view/48181</a>&gt;. Date accessed: 23 feb. 2025.
doi: <a href="https://doi.org/10.24843/EJMUNUD.2019.v08.i11.p11">https://doi.org/10.24843/EJMUNUD.2019.v08.i11.p11</a>.