Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 TRI ARCANA, I Nyoman Dalem; RAI ASMARA PUTRA, Dewa Nyoman. RESTRUKTURISASI KREDIT TERHADAP DEBITUR WANPRESTASI DI MASA PANDEMI COVID -19. Kertha Wicara : Journal Ilmu Hukum, [S.l.], v. 11, n. 4, p. 924-935, july 2022. ISSN 2303-0550. Available at: <https://ojs.unud.ac.id/index.php/kerthawicara/article/view/84291>. Date accessed: 03 sep. 2026. doi: https://doi.org/10.24843/KW.2022.v11.io4.p20.