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							PATANDUNG, Nuly; 						SRI INDRAWATI, Anak Agung.
 KEBIJAKAN PENYALURAN KREDIT TERHADAP  UMKM DI MASA PANDEMI COVID-19  OLEH OJK DAN BI.
<strong>Kertha Wicara : Journal Ilmu Hukum</strong>, [S.l.], v. 11, n. 1, p. 187-198, feb. 2022.
ISSN 2303-0550.
Available at: &lt;<a href="https://ojs.unud.ac.id/index.php/kerthawicara/article/view/79203" target="_new">https://ojs.unud.ac.id/index.php/kerthawicara/article/view/79203</a>&gt;. Date accessed: 28 aug. 2026.
doi: <a href="https://doi.org/10.24843/KW.2021.v11.i01.p18">https://doi.org/10.24843/KW.2021.v11.i01.p18</a>.