Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Viani, P., & Westra, I. (2021). PENGATURAN KEBIJAKAN KREDIT TANPA AGUNAN DI INDONESIA. Kertha Semaya : Journal Ilmu Hukum, 10(1), 1-13. doi:10.24843/KS.2021.v10.i01.p01