Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Melda Berlianti, Made, & Suatra Putrawan. " URGENSI PERLINDUNGAN HUKUM BAGI KONSUMEN TERHADAP RISIKO GAGAL BAYAR DALAM PEER TO PEER LENDING AKIBAT PANDEMI COVID-19." Kertha Semaya : Journal Ilmu Hukum [Online], 9.8 (2021): 1376-1389. Web. 28 Aug. 2026