Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Dewik, Ketut Puspa, AND Pramana, I Gede. " Perlindungan Hukum Bagi Konsumen Pengguna Aplikasi Pembayaran Digital (Digital Payment)" Kertha Semaya : Journal Ilmu Hukum [Online], Volume 9 Number 9 (15 July 2021)