Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Dewik, Ketut Puspa, & I Gede Pasek Pramana. " Perlindungan Hukum Bagi Konsumen Pengguna Aplikasi Pembayaran Digital (Digital Payment)." Kertha Semaya : Journal Ilmu Hukum [Online], 9.9 (2021): 1533-1566. Web. 28 Aug. 2026