https://dispendik.situbondokab.go.id/berita/ https://vta.kemenhub.go.id/assets/
Novina Pratiwi Putheri, Ni Made, & I Wayan Bela Siki Layang. " AKIBAT HUKUM KREDIT TANPA JAMINAN BAGI PIHAK DEBITUR." Kertha Semaya : Journal Ilmu Hukum [Online], (2013): n. pag. Web. 30 Mar. 2026