Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Novelin, Tania, I Putu Edi Rusmana, & Made Sinthia Sukmayanti. " MELINDUNGI DATA PRIBADI: TANTANGAN DAN UPAYA HUKUM DALAM FINTECH LENDING." Kertha Semaya : Journal Ilmu Hukum [Online], 13.5 (2025): 1004-1017. Web. 30 Aug. 2026