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							AKBAR, Mohamad Raymond; 						MAULISA, Nadia.
 DAMPAK GAGAL BAYAR KREDIT USAHA RAKYAT TERHADAP KOLEKTIBILITAS UTANG DEBITUR PADA SISTEM LAYANAN INFORMASI KEUANGAN.
<strong>Kertha Semaya : Journal Ilmu Hukum</strong>, [S.l.], v. 12, n. 4, p. 626-642, dec. 2023.
ISSN 2303-0569.
Available at: &lt;<a href="https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/109709" target="_new">https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/109709</a>&gt;. Date accessed: 28 aug. 2026.
doi: <a href="https://doi.org/10.24843/KS.2024.v12.i04.p09">https://doi.org/10.24843/KS.2024.v12.i04.p09</a>.