Warning: file_put_contents(): Only 0 of 26 bytes written, possibly out of free disk space in /var/www/ojs.unud.ac.id_backup/lib/pkp/classes/cache/FileCache.inc.php on line 90 Gunarsa, I., & Prima Dewi, G. (2023). KREDIT BERMASALAH DALAM SKOR KOLEKTIBILITAS 5 DAN DAMPAKNYA BAGI DEBITUR. Kertha Semaya : Journal Ilmu Hukum, 12(3), 295-311. doi:10.24843/KS.2024.v12.i03.p03