GUNARSA, I Gede Adi; 						PRIMA DEWI, Gusti Ayu Arya.
 KREDIT BERMASALAH DALAM SKOR KOLEKTIBILITAS 5 DAN DAMPAKNYA BAGI DEBITUR.
<strong>Kertha Semaya : Journal Ilmu Hukum</strong>, [S.l.], v. 12, n. 3, p. 295-311, nov. 2023.
ISSN 2303-0569.
Available at: &lt;<a href="https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/108218" target="_new">https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/108218</a>&gt;. Date accessed: 18 may 2024.
doi: <a href="https://doi.org/10.24843/KS.2024.v12.i03.p03">https://doi.org/10.24843/KS.2024.v12.i03.p03</a>.