@article{{KS}{}, author = {Cecilia, L., Adhari, A.}, title = { KEBIJAKAN PENCEGAHAN PENCURIAN DATA ATM (SKIMMING) DALAM MEMBERIKAN PERLINDUNGAN TERHADAP KONSUMEN PERBANKAN DI INDONESIA}, journal = {Kertha Semaya : Journal Ilmu Hukum}, volume = {11}, number = {9}, year = {2023}, doi = {10.24843/KS.2023.v11.i09.p09}, url = {https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/104053} }