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Cecilia, Laura, & Ade Adhari.
" KEBIJAKAN PENCEGAHAN PENCURIAN DATA ATM (SKIMMING) DALAM MEMBERIKAN PERLINDUNGAN TERHADAP KONSUMEN PERBANKAN DI INDONESIA." <em>Kertha Semaya : Journal Ilmu Hukum</em> [Online], 11.9 (2023): 2110-2118. Web. 28 Aug. 2026