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Wiarta, Ni Kadek, & I Made Sarjana.
" PERLINDUNGAN HUKUM TERHADAP PENGGUNA PINJAMAN ONLINE SPAYLATER  DALAM APLIKASI SHOPEE." <em>Kertha Negara : Journal Ilmu Hukum</em> [Online], 11.12 (2023): 1332-1343. Web. 28 Aug. 2026