Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 GUNAWAN, Kadek Geena Engrasia; LAKSANA, I Gusti Ngurah Dharma. PERLINDUNGAN TERHADAP KONSUMEN PINJAMAN ONLINE DALAM PENYELENGGARAAN FINANCIAL TECHNOLOGY DI INDONESIA. Kertha Negara : Journal Ilmu Hukum, [S.l.], v. 11, n. 6, p. 639-649, oct. 2023. Available at: <https://ojs.unud.ac.id/index.php/kerthanegara/article/view/102001>. Date accessed: 07 sep. 2026.