Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Batu, Veronika Nauli Lumban, & I Made Dedy Priyanto. " GUGATAN SEDERHANA SEBAGAI INSTRUMEN PENYELESAIAN SENGKETA KREDIT BERMASALAH PADA PERBANKAN." Kertha Desa [Online], 11.10 (2023): 3555-3565. Web. 28 Aug. 2026