Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 BATU, Veronika Nauli Lumban; PRIYANTO, I Made Dedy. GUGATAN SEDERHANA SEBAGAI INSTRUMEN PENYELESAIAN SENGKETA KREDIT BERMASALAH PADA PERBANKAN. Kertha Desa, [S.l.], v. 11, n. 10, p. 3555-3565, feb. 2024. Available at: <https://ojs.unud.ac.id/index.php/kerthadesa/article/view/98011>. Date accessed: 28 aug. 2026.