Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Januriawan, I Gede Arya, AND Sukihana, Ida Ayu. " INDIKASI PRAKTIK BANK GELAP DALAM LAYANAN FINANCIAL TECHNOLOGY JENIS PEER TO PEER LENDING" Kertha Desa [Online], Volume 8 Number 8 (22 November 2020)