Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Pratama, I., & Yanti, A. (2025). URGENSI VALUASI ATAU PENENTUAN NILAI EKONOMI HAK KEKAYAAN INTELEKTUAL SEBAGAI OBJEK JAMINAN KREDIT DI BANK. Kertha Desa, 13(5), 365-376. Retrieved from https://ojs.unud.ac.id/index.php/kerthadesa/article/view/120992