Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Parameswari, Gita, & Pande Yogantara S. " ANALISIS TENTANG JAMINAN BANK DALAM PEMBERIAN KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM)." Kertha Desa [Online], 13.7 (2025): 556-566. Web. 30 Aug. 2026