Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Parameswari, G., & Yogantara S, P. (2025). ANALISIS TENTANG JAMINAN BANK DALAM PEMBERIAN KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM). Kertha Desa, 13(7), 556-566. Retrieved from https://ojs.unud.ac.id/index.php/kerthadesa/article/view/118356