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Sebayang, Yosua Nathanael, & Ni Made Ari Yuliartini Griadhi.
" KEABSAHAN LAYANAN PINJAM MEMINJAM UANG BERBASIS TEKNOLOGI INFORMASI: PERSPEKTIF HUKUM PERDATA." <em>Kertha Desa</em> [Online], 11.12 (2023): 3875-3888. Web. 30 Aug. 2026