Warning: file_get_contents(https://ojs.journalbusiness.my/ojs.php): failed to open stream: HTTP request failed! HTTP/1.1 404 Not Found in /var/www/ojs.unud.ac.id_backup/lib/pkp/includes/functions.inc.php on line 4 Adyatma, I Wayan. " Apakah Penggunaan Kredit UKM di Kota Denpasar Sudah Efektif?." Jurnal Ekonomi Kuantitatif Terapan [Online], (2018): 127-135. Web. 31 Aug. 2026