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							ADYATMA, I Wayan Chandra.
 Apakah Penggunaan Kredit UKM di Kota Denpasar Sudah Efektif?.
<strong>Jurnal Ekonomi Kuantitatif Terapan</strong>, [S.l.], p. 127-135, feb. 2018.
ISSN 2303-0186.
Tersedia pada: &lt;<a href="https://ojs.unud.ac.id/index.php/jekt/article/view/24112" target="_new">https://ojs.unud.ac.id/index.php/jekt/article/view/24112</a>&gt;. Tanggal Akses: 30 aug. 2026
doi: <a href="https://doi.org/10.24843/JEKT.2018.v11.i01.p10">https://doi.org/10.24843/JEKT.2018.v11.i01.p10</a>.