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		Pratiwi, I., & 		Sudirman, I.
(2014).
 Variabel-Variabel Yang Berpengaruh Terhadap Penyaluran Kredit Modal Kerja UMKM Di Bali Periode 2002.I-2013.I.
<em>E-Jurnal Ekonomi Pembangunan Universitas Udayana, </em>.
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