Artha, I Made, & I Made Surya Negara Sudirman.
" PENGARUH CAPITAL ADEQUACY RATIO, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL, NON PERFORMING LOAN TERHADAP PROFITABILITAS  BANK UMUM." <em>E-Jurnal Ekonomi dan Bisnis Universitas Udayana</em> [Online], (2023): 1171-1178. Web. 22 Jan. 2025