KHARISMA, Bayu.
 Time Discounting dan Time Preference: Suatu Tinjauan Kritis.
<strong>E-Jurnal Ekonomi dan Bisnis Universitas Udayana</strong>, [S.l.], p. 183-198, feb. 2019.
ISSN 2337-3067.
Tersedia pada: &lt;<a href="https://ojs.unud.ac.id/index.php/eeb/article/view/46526" target="_new">https://ojs.unud.ac.id/index.php/eeb/article/view/46526</a>&gt;. Tanggal Akses: 15 oct. 2025
doi: <a href="https://doi.org/10.24843/EEB.2019.v08.i02.p04">https://doi.org/10.24843/EEB.2019.v08.i02.p04</a>.