NATALIA, Ni Putu; 						WIAGUSTINI, Ni Luh Putu.
 PENGARUH FINANCIAL TECHNOLOGY, KARAKTERISTIK PERUSAHAAN, KARAKTERISTIK PEMILIK DAN LOKASI USAHA TERHADAP KEPUTUSAN PENDANAAN UMKM DI PROVINSI BALI.
<strong>Buletin Studi Ekonomi</strong>, [S.l.], p. 189-209, aug. 2022.
ISSN 2580-5312.
Available at: &lt;<a href="https://ojs.unud.ac.id/index.php/bse/article/view/86111" target="_new">https://ojs.unud.ac.id/index.php/bse/article/view/86111</a>&gt;. Date accessed: 08 feb. 2025.
doi: <a href="https://doi.org/10.24843/BSE.2022.v27.i02.p04">https://doi.org/10.24843/BSE.2022.v27.i02.p04</a>.