PENGARUH KECUKUPAN MODAL DAN RISIKO KREDIT TERHADAP PROFITABILITAS: LIKUIDITAS SEBAGAI PEMEDIASI Pada Bank Perkreditan Rakyat di Kabupaten Badung

  • Ni Luh Putu Budi Agustini Fakultas Ekonomi dan Bisnis Universitas Udayana
  • Ni Luh Putu Wiagustini Fakultas Ekonomi dan Bisnis Universitas Udayana
  • Ida Bagus Anom Purbawangsa Fakultas Ekonomi dan Bisnis Universitas Udayana

Abstract

ABSTRACT

The purpose of this study is to examine and analyze (1) the effect of capital adequacy to liquidity, (2) the effect of credit risk to liquidity, (3) the effect of capital adequacy on profitability, (4) the effect of credit risk on profitability, (5) the effect of liquidity to profitability, (6) liquidity role in mediating the effects of capital adequacy on profitability, (7) liquidity role in mediating the effect of credit risk on profitability. This study used 52 Bank Perkreditan Rakyat in Badung Regency period 2013-2015. The data used in this study is secondary data from the Financial Statements of Bank Perkreditan Rakyat in Badung Regency, published by Bank Indonesia. The data were analyszed by Path Analysis with SPSS program. The results of the study found that (1) the capital adequacy significantly have positive effect on liquidity, (2) credit risk significantly have negative effect on liquidity, (3) the capital adequacy significantly have positive effect on profitability, (4) credit risk significantly have negative effect on profitability, (5 ) liquidity significantly have positive effect on profitability, (6) liquidity have a partial mediation effect of capital adequacy on profitability, (7) liquidity have a partial mediation effect of credit risk on profitability.


Downloads

Download data is not yet available.
Published
2017-06-19
How to Cite
AGUSTINI, Ni Luh Putu Budi; WIAGUSTINI, Ni Luh Putu; PURBAWANGSA, Ida Bagus Anom. PENGARUH KECUKUPAN MODAL DAN RISIKO KREDIT TERHADAP PROFITABILITAS: LIKUIDITAS SEBAGAI PEMEDIASI Pada Bank Perkreditan Rakyat di Kabupaten Badung. E-Jurnal Ekonomi dan Bisnis Universitas Udayana, [S.l.], p. 2161-2192, june 2017. ISSN 2337-3067. Available at: <https://ojs.unud.ac.id/index.php/EEB/article/view/29485>. Date accessed: 25 jan. 2021.
Section
Articles

Keywords

Capital Adequacy, Credit Risk, Liquidity, Profitability

Most read articles by the same author(s)

1 2 > >>